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EARN WHILE YOU LEARN
NEXO CRYPTO TRADING AND LENDING
What Is Nexo?
Nexo is a digital asset wealth platform that combines crypto investing, lending, trading, and spending into a single ecosystem. Founded in 2018, it has evolved from a crypto lending company into a broader financial platform for digital assets. Nexo serves millions of users globally and manages billions of dollars in client assets.
Earn Interest
Nexo allows eligible users to earn interest on supported cryptocurrencies and stablecoins through:
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Flexible Savings (withdraw anytime)
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Fixed-term Savings (higher rates for locking assets for a period)
Interest is typically credited daily and compounds over time. Rates vary by asset and account tier.
Buy & Trade Crypto
You can:
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Buy crypto with bank transfers, debit/credit cards, Apple Pay, or Google Pay
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Exchange over 100 cryptocurrencies
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Trade directly within the app without moving funds to another exchange.
Borrow Against Your Crypto
Instead of selling your Bitcoin or Ethereum, Nexo lets you use eligible crypto as collateral for a loan.
For example:
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Deposit $20,000 worth of BTC.
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Borrow a portion of that value in USD or stablecoins.
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If BTC appreciates, you still retain exposure while accessing liquidity.
This feature is popular with investors who don't want to trigger a taxable sale (though tax treatment depends on your jurisdiction).
Nexo Card
In supported regions, the Nexo Card allows users to spend using either:
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Crypto-backed credit
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Debit mode that spends crypto holdings
Availability varies by country and state.
NEXO Token
Nexo has its own utility token called NEXO.
Holding the token can provide benefits such as:
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Higher savings rates
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Lower borrowing rates
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Cashback rewards
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Loyalty program perks
These benefits depend on your loyalty tier and jurisdiction.
Security Features
Nexo advertises several security measures, including:
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Two-factor authentication (2FA)
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Address whitelisting
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Login and withdrawal confirmations
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Anti-scam protections
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Institutional custody arrangements
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Security certifications such as ISO 27001 and SOC 2 Type II for parts of its infrastructure.
WHAT CAN YOU DO WITH NEXO?
EARN INTEREST ON YOUR CRYPTO
Getting Started with Nexo is Easy
Opening a Nexo account is simple. Create your free account, complete the required Know Your Customer (KYC) identity verification, and fund your account with cryptocurrency you already own or purchase supported crypto directly through the platform where available.
Nexo supports a wide variety of popular cryptocurrencies, giving users the ability to buy, sell, swap, and manage digital assets from one convenient dashboard. Eligible assets may also earn interest, with advertised annual rates that vary depending on the cryptocurrency, your loyalty tier, account settings, and applicable regulations.
Why Choose Nexo?
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Free account setup
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Identity verification through KYC
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Buy, sell, and swap supported cryptocurrencies
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Earn interest on eligible crypto holdings
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Crypto-backed credit lines
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Secure platform with institutional-grade security features
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Available in the United States, with services subject to state availability and product eligibility
Whether you're looking to grow your crypto portfolio, earn yield on eligible assets, or simply manage your digital investments in one place, Nexo offers a user-friendly platform designed for both new and experienced cryptocurrency investors.
Crypto Project Watch recommends learning how the platform works, enabling two-factor authentication (2FA), and using a trusted self-custody wallet—such as Tangem Wallet—to securely store assets that you are not actively using on the platform.
BORROW AGAINST YOUR OWN CRYPTO
Borrow Against Your Crypto with Nexo
Need access to cash without selling your cryptocurrency? Nexo allows eligible users to borrow against supported crypto assets, helping you unlock liquidity while continuing to hold your investments.
Depending on the cryptocurrency used as collateral, you may be able to borrow up to 90% of its value. There are no traditional credit checks, and once your account is verified and collateral is posted, approved loans can often be funded quickly.
Why Consider a Crypto-Backed Loan?
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Borrow against eligible crypto holdings without selling them
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Fast access to funds after approval
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Receive loan proceeds directly to your linked bank account where available
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Maintain exposure to your cryptocurrency if its value increases
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Repay on your schedule, subject to the loan agreement and maintaining required collateral levels
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Competitive interest rates available, with rates depending on your loyalty tier, collateral, and jurisdiction
One potential advantage of borrowing instead of selling is that a loan itself generally does not create a taxable sale of your cryptocurrency in many jurisdictions. However, tax laws vary, so it's important to consult a qualified tax professional regarding your specific situation.
Before borrowing, remember that crypto-backed loans carry risk. If the value of your collateral declines significantly, you may be required to add more collateral or repay part of the loan to avoid liquidation.
Crypto Project Watch recommends understanding the loan terms, interest rates, collateral requirements, and liquidation thresholds before using any crypto-backed lending platform.
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